Buy now pay later with Affirm - Choose how you pay at your own pace

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

Just select  at checkout. Prequalify now. 

Affirm Pay in 4

Make 4 interest-free payments every 2 weeks. Great for everyday purchases.

  • No interest or fees

  • No impact on your credit score

  • Set up easy, automatic payments

Monthly payments

Choose monthly installments. Perfect for big-ticket items.

  • No hidden fees—ever

  • What you see is what you pay

  • Set up easy, automatic payments

How to buy with Affirm

1. Fill your cart Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how you pay Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments. You’ll never pay more than you agree to up front. 
3. Pay over time Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

 

FAQs

Can I pay off my purchase early?

Yes! There’s no penalty for paying early. How do I make my payments? You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in. Where can I learn more about Affirm? You can visit their website at affirm.com.